What income do you need to buy a house in Mona, UT?

It takes about $150,000/yr to afford the typical Mona, UT home ($595K, +5.7% past year) at today's rates. See if you can afford a house in Mona (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $150,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, UT property tax and insurance)
• Typical home value: $595K (Zillow ZHVI, 2026-07)
• 1-year change: +5.7%
• Top 35% of homes start around: $758K
• Median household income: $115K
• Price-to-income ratio: 5.2
• Estimated payment on the typical home: $3,092/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Nephi, UT — typical home $461K
• Santaquin, UT — typical home $503K
• Payson, UT — typical home $477K
• Salem, UT — typical home $607K
• Spanish Fork, UT — typical home $520K
• Mapleton, UT — typical home $727K

The most affordable cities to buy a house in Utah

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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