What income do you need to buy a house in Nephi, UT?

It takes about $119,000/yr to afford the typical Nephi, UT home ($452K, +3.3% past year) at today's rates. Starter homes run around $354K. See if you can afford a house in Nephi (2026 data) — free, no signup.

Market snapshot (2026-09)

• Income needed to buy the typical home: about $119,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, UT property tax and insurance)
• Typical home value: $452K (Zillow ZHVI, 2026-09)
• 1-year change: +3.3%
• Bottom 35% of homes: $354K
• Top 35% of homes start around: $626K
• Median household income: $106K
• Price-to-income ratio: 4.3
• Estimated payment on the typical home: $2,464/mo principal & interest (20% down, 7.24% 30-yr fixed)

Nearby housing markets

• Santaquin, UT — typical home $496K
• Payson, UT — typical home $472K
• Salem, UT — typical home $600K
• Spanish Fork, UT — typical home $512K
• Mapleton, UT — typical home $727K
• Springville, UT — typical home $503K

The most affordable cities to buy a house in Utah

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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