The most affordable cities to buy a house in Utah (2026)

Every Utah city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Utah property tax and insurance. Data through 2026-06.

  1. Vernal — typical home $297K, income to buy about $74,000/yr
  2. Logan — typical home $398K, income to buy about $99,000/yr
  3. Ogden — typical home $402K, income to buy about $100,000/yr
  4. Cedar City — typical home $407K, income to buy about $102,000/yr
  5. Brigham City — typical home $416K, income to buy about $104,000/yr
  6. Clearfield — typical home $426K, income to buy about $106,000/yr
  7. Tremonton — typical home $430K, income to buy about $107,000/yr
  8. South Ogden — typical home $432K, income to buy about $108,000/yr
  9. Tooele — typical home $435K, income to buy about $108,000/yr
  10. Roy — typical home $440K, income to buy about $110,000/yr
  11. South Salt Lake — typical home $444K, income to buy about $111,000/yr
  12. Hyrum — typical home $454K, income to buy about $113,000/yr
  13. West Valley City — typical home $472K, income to buy about $118,000/yr
  14. Smithfield — typical home $473K, income to buy about $118,000/yr
  15. Payson — typical home $476K, income to buy about $119,000/yr
  16. Provo — typical home $490K, income to buy about $122,000/yr
  17. Midvale — typical home $495K, income to buy about $123,000/yr
  18. Taylorsville — typical home $499K, income to buy about $125,000/yr
  19. Santaquin — typical home $499K, income to buy about $125,000/yr
  20. Clinton — typical home $501K, income to buy about $125,000/yr
  21. Hurricane — typical home $508K, income to buy about $127,000/yr
  22. Orem — typical home $512K, income to buy about $128,000/yr
  23. Eagle Mountain — typical home $512K, income to buy about $128,000/yr
  24. Springville — typical home $516K, income to buy about $129,000/yr
  25. Stansbury Park — typical home $518K, income to buy about $129,000/yr

At the other end, Utah's priciest markets: Alpine ($299,000/yr), Highland ($247,000/yr), Holladay ($212,000/yr), Draper ($204,000/yr), Cottonwood Heights ($197,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.