What income do you need to buy a house in Central City, PA?

It takes about $49,000/yr to afford the typical Central City, PA home ($169K, +10.1% past year) at today's rates. Starter homes run around $68K. See if you can afford a house in Central City (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $49,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, PA property tax and insurance)
• Typical home value: $169K (Zillow ZHVI, 2026-07)
• 1-year change: +10.1%
• Bottom 35% of homes: $68K
• Top 35% of homes start around: $484K
• Median household income: $48K
• Price-to-income ratio: 3.5
• Estimated payment on the typical home: $876/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Johnstown, PA — typical home $93K
• Somerset, PA — typical home $224K
• Hollidaysburg, PA — typical home $256K
• Cumberland, MD — typical home $161K
• Frostburg, MD — typical home $184K
• Latrobe, PA — typical home $215K

The most affordable cities to buy a house in Pennsylvania

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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