The most affordable cities to buy a house in Pennsylvania (2026)

Every Pennsylvania city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Pennsylvania property tax and insurance. Data through 2026-06.

1. Sharon — typical home $75K, income to buy about $22,000/yr
2. McKeesport — typical home $99K, income to buy about $29,000/yr
3. Johnstown — typical home $104K, income to buy about $30,000/yr
4. Altoona — typical home $146K, income to buy about $42,000/yr
5. New Castle — typical home $153K, income to buy about $44,000/yr
6. Munhall — typical home $156K, income to buy about $45,000/yr
7. Pottsville — typical home $157K, income to buy about $45,000/yr
8. West Mifflin — typical home $167K, income to buy about $48,000/yr
9. Meadville — typical home $169K, income to buy about $49,000/yr
10. Nanticoke — typical home $175K, income to buy about $51,000/yr
11. New Kensington — typical home $178K, income to buy about $52,000/yr
12. Wilkes-Barre — typical home $184K, income to buy about $53,000/yr
13. Scranton — typical home $206K, income to buy about $60,000/yr
14. Indiana — typical home $207K, income to buy about $60,000/yr
15. Erie — typical home $210K, income to buy about $61,000/yr
16. Lower Burrell — typical home $211K, income to buy about $61,000/yr
17. Williamsport — typical home $214K, income to buy about $62,000/yr
18. Berwick — typical home $218K, income to buy about $63,000/yr
19. Hazleton — typical home $222K, income to buy about $64,000/yr
20. Kingston — typical home $232K, income to buy about $67,000/yr
21. Hermitage — typical home $232K, income to buy about $67,000/yr
22. Monroeville — typical home $236K, income to buy about $68,000/yr
23. Yeadon — typical home $237K, income to buy about $69,000/yr
24. Philadelphia — typical home $237K, income to buy about $69,000/yr
25. Washington — typical home $241K, income to buy about $70,000/yr

At the other end, Pennsylvania's priciest markets: West Chester ($196,000/yr), Broomall ($173,000/yr), Ardmore ($156,000/yr), Phoenixville ($155,000/yr), King of Prussia ($149,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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