The most affordable cities to buy a house in Pennsylvania (2026)

Every Pennsylvania city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Pennsylvania property tax and insurance. Data through 2026-09.

1. Sharon — typical home $74K, income to buy about $22,000/yr
2. McKeesport — typical home $94K, income to buy about $28,000/yr
3. Johnstown — typical home $106K, income to buy about $32,000/yr
4. Altoona — typical home $140K, income to buy about $42,000/yr
5. Munhall — typical home $146K, income to buy about $44,000/yr
6. New Castle — typical home $151K, income to buy about $46,000/yr
7. West Mifflin — typical home $160K, income to buy about $48,000/yr
8. Pottsville — typical home $162K, income to buy about $49,000/yr
9. Meadville — typical home $172K, income to buy about $52,000/yr
10. Nanticoke — typical home $174K, income to buy about $53,000/yr
11. New Kensington — typical home $177K, income to buy about $54,000/yr
12. Wilkes-Barre — typical home $186K, income to buy about $56,000/yr
13. Scranton — typical home $202K, income to buy about $61,000/yr
14. Erie — typical home $204K, income to buy about $62,000/yr
15. Indiana — typical home $206K, income to buy about $62,000/yr
16. Williamsport — typical home $209K, income to buy about $63,000/yr
17. Lower Burrell — typical home $212K, income to buy about $64,000/yr
18. Berwick — typical home $212K, income to buy about $64,000/yr
19. Hazleton — typical home $225K, income to buy about $68,000/yr
20. Hermitage — typical home $225K, income to buy about $68,000/yr
21. Monroeville — typical home $230K, income to buy about $70,000/yr
22. Philadelphia — typical home $232K, income to buy about $70,000/yr
23. Yeadon — typical home $232K, income to buy about $70,000/yr
24. Washington — typical home $232K, income to buy about $70,000/yr
25. Pittsburgh — typical home $235K, income to buy about $71,000/yr

At the other end, Pennsylvania's priciest markets: West Chester ($201,000/yr), Broomall ($177,000/yr), Phoenixville ($160,000/yr), Ardmore ($157,000/yr), Lansdale ($152,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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