What income do you need to buy a house in Buffalo, OK?

It takes about $19,000/yr to afford the typical Buffalo, OK home ($62K, -6.8% past year) at today's rates. Starter homes run around $39K. See if you can afford a house in Buffalo (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $19,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, OK property tax and insurance)
• Typical home value: $62K (Zillow ZHVI, 2026-07)
• 1-year change: -6.8%
• Bottom 35% of homes: $39K
• Top 35% of homes start around: $142K
• Median household income: $72K
• Price-to-income ratio: 0.9
• Estimated payment on the typical home: $323/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Woodward, OK — typical home $131K
• Dodge City, KS — typical home $213K
• Perryton, TX — typical home $131K
• Liberal, KS — typical home $147K
• Pratt, KS — typical home $129K
• Clinton, OK — typical home $117K

The most affordable cities to buy a house in Oklahoma

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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