The most affordable cities to buy a house in Oklahoma (2026)

Every Oklahoma city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Oklahoma property tax and insurance. Data through 2026-06.

  1. Altus — typical home $109K, income to buy about $32,000/yr
  2. Okmulgee — typical home $109K, income to buy about $32,000/yr
  3. Miami — typical home $132K, income to buy about $39,000/yr
  4. Woodward — typical home $136K, income to buy about $40,000/yr
  5. Enid — typical home $139K, income to buy about $41,000/yr
  6. Duncan — typical home $140K, income to buy about $42,000/yr
  7. Ponca City — typical home $140K, income to buy about $42,000/yr
  8. Lawton — typical home $142K, income to buy about $42,000/yr
  9. Del City — typical home $144K, income to buy about $43,000/yr
  10. Muskogee — typical home $147K, income to buy about $44,000/yr
  11. Ardmore — typical home $157K, income to buy about $47,000/yr
  12. McAlester — typical home $160K, income to buy about $47,000/yr
  13. Chickasha — typical home $161K, income to buy about $48,000/yr
  14. Midwest City — typical home $172K, income to buy about $51,000/yr
  15. Elk City — typical home $173K, income to buy about $51,000/yr
  16. Guymon — typical home $177K, income to buy about $53,000/yr
  17. Bethany — typical home $180K, income to buy about $53,000/yr
  18. Shawnee — typical home $181K, income to buy about $54,000/yr
  19. Warr Acres — typical home $184K, income to buy about $55,000/yr
  20. El Reno — typical home $185K, income to buy about $55,000/yr
  21. Ada — typical home $188K, income to buy about $56,000/yr
  22. Bartlesville — typical home $189K, income to buy about $56,000/yr
  23. Tahlequah — typical home $202K, income to buy about $60,000/yr
  24. Oklahoma City — typical home $209K, income to buy about $62,000/yr
  25. Sapulpa — typical home $220K, income to buy about $65,000/yr

At the other end, Oklahoma's priciest markets: Edmond ($106,000/yr), Jenks ($106,000/yr), Bixby ($100,000/yr), Owasso ($95,000/yr), Choctaw ($92,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.