What income do you need to buy a house in Ketchum, ID?
It takes about $420,000/yr to afford the typical Ketchum, ID home ($1.63M, +19.7% past year) at today's rates. Starter homes run around $725K. See if you can afford a house in Ketchum (2026 data) — free, no signup.
Market snapshot (2026-07)
- Income needed to buy the typical home: about $420,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, ID property tax and insurance)
- Typical home value: $1.63M (Zillow ZHVI, 2026-07)
- 1-year change: +19.7%
- Bottom 35% of homes: $725K
- Top 35% of homes start around: $3.97M
- Median household income: $93K
- Price-to-income ratio: 17.5
- Estimated payment on the typical home: $8,478/mo principal & interest (20% down, 6.76% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Idaho
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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