The most affordable cities to buy a house in Idaho (2026)

Every Idaho city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Idaho property tax and insurance. Data through 2026-09.

  1. Burley — typical home $332K, income to buy about $89,000/yr
  2. Pocatello — typical home $340K, income to buy about $91,000/yr
  3. Mountain Home — typical home $360K, income to buy about $97,000/yr
  4. Twin Falls — typical home $370K, income to buy about $99,000/yr
  5. Blackfoot — typical home $372K, income to buy about $100,000/yr
  6. Chubbuck — typical home $383K, income to buy about $103,000/yr
  7. Lewiston — typical home $388K, income to buy about $104,000/yr
  8. Idaho Falls — typical home $394K, income to buy about $106,000/yr
  9. Caldwell — typical home $400K, income to buy about $107,000/yr
  10. Jerome — typical home $400K, income to buy about $107,000/yr
  11. Nampa — typical home $415K, income to buy about $111,000/yr
  12. Ammon — typical home $417K, income to buy about $112,000/yr
  13. Rexburg — typical home $431K, income to buy about $116,000/yr
  14. Kuna — typical home $460K, income to buy about $124,000/yr
  15. Garden City — typical home $474K, income to buy about $127,000/yr
  16. Moscow — typical home $481K, income to buy about $129,000/yr
  17. Boise — typical home $500K, income to buy about $134,000/yr
  18. Middleton — typical home $507K, income to buy about $136,000/yr
  19. Post Falls — typical home $535K, income to buy about $144,000/yr
  20. Meridian — typical home $536K, income to buy about $144,000/yr
  21. Rathdrum — typical home $582K, income to buy about $156,000/yr
  22. Star — typical home $583K, income to buy about $156,000/yr
  23. Coeur d'Alene — typical home $606K, income to buy about $163,000/yr
  24. Hayden — typical home $648K, income to buy about $174,000/yr
  25. Eagle — typical home $785K, income to buy about $211,000/yr

At the other end, Idaho's priciest markets: Eagle ($211,000/yr), Hayden ($174,000/yr), Coeur d'Alene ($163,000/yr), Star ($156,000/yr), Rathdrum ($156,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.