What income do you need to buy a house in Lula, GA?

It takes about $90,000/yr to afford the typical Lula, GA home ($324K, -1.6% past year) at today's rates. Starter homes run around $238K. See if you can afford a house in Lula (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $90,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, GA property tax and insurance)
• Typical home value: $324K (Zillow ZHVI, 2026-07)
• 1-year change: -1.6%
• Bottom 35% of homes: $238K
• Top 35% of homes start around: $476K
• Median household income: $69K
• Price-to-income ratio: 4.7
• Estimated payment on the typical home: $1,683/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Gainesville, GA — typical home $375K
• Commerce, GA — typical home $335K
• Oakwood, GA — typical home $323K
• Jefferson, GA — typical home $418K
• Dahlonega, GA — typical home $391K
• Flowery Branch, GA — typical home $427K

The most affordable cities to buy a house in Georgia

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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