The most affordable cities to buy a house in Georgia (2026)

Every Georgia city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Georgia property tax and insurance. Data through 2026-06.

  1. Albany — typical home $135K, income to buy about $37,000/yr
  2. Americus — typical home $136K, income to buy about $37,000/yr
  3. Georgetown — typical home $141K, income to buy about $39,000/yr
  4. Waycross — typical home $150K, income to buy about $41,000/yr
  5. Forest Park — typical home $167K, income to buy about $46,000/yr
  6. Moultrie — typical home $170K, income to buy about $47,000/yr
  7. Bainbridge — typical home $173K, income to buy about $48,000/yr
  8. Macon — typical home $176K, income to buy about $48,000/yr
  9. Columbus — typical home $177K, income to buy about $49,000/yr
  10. Cairo — typical home $183K, income to buy about $50,000/yr
  11. Douglas — typical home $187K, income to buy about $51,000/yr
  12. Augusta — typical home $189K, income to buy about $52,000/yr
  13. Vidalia — typical home $191K, income to buy about $52,000/yr
  14. Dublin — typical home $197K, income to buy about $54,000/yr
  15. Cedartown — typical home $215K, income to buy about $59,000/yr
  16. Valdosta — typical home $215K, income to buy about $59,000/yr
  17. Tifton — typical home $216K, income to buy about $59,000/yr
  18. Warner Robins — typical home $216K, income to buy about $59,000/yr
  19. Riverdale — typical home $217K, income to buy about $60,000/yr
  20. Union City — typical home $233K, income to buy about $64,000/yr
  21. East Point — typical home $235K, income to buy about $65,000/yr
  22. Rome — typical home $236K, income to buy about $65,000/yr
  23. Thomasville — typical home $236K, income to buy about $65,000/yr
  24. Hinesville — typical home $240K, income to buy about $66,000/yr
  25. Lagrange — typical home $241K, income to buy about $66,000/yr

At the other end, Georgia's priciest markets: Milton ($263,000/yr), Brookhaven ($207,000/yr), Alpharetta ($201,000/yr), Johns Creek ($195,000/yr), Sandy Springs ($193,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.