What income do you need to buy a house in Elkridge, MD?

It takes about $133,000/yr to afford the typical Elkridge, MD home ($487K, -1.1% past year) at today's rates. Starter homes run around $374K. See if you can afford a house in Elkridge (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $133,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MD property tax and insurance)
• Typical home value: $487K (Zillow ZHVI, 2026-07)
• 1-year change: -1.1%
• Bottom 35% of homes: $374K
• Top 35% of homes start around: $675K
• Typical rent: $2,448/mo
• Median household income: $140K
• Price-to-income ratio: 3.5
• Estimated payment on the typical home: $2,531/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Jessup, MD — typical home $511K
• Catonsville, MD — typical home $425K
• Severn, MD — typical home $521K
• Savage, MD — typical home $593K
• Columbia, MD — typical home $514K
• Brooklyn Park, MD — typical home $304K

The most affordable cities to buy a house in Maryland

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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