The most affordable cities to buy a house in Maryland (2026)

Every Maryland city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Maryland property tax and insurance. Data through 2026-07.

  1. Cumberland — typical home $161K, income to buy about $44,000/yr
  2. Baltimore — typical home $190K, income to buy about $52,000/yr
  3. Dundalk — typical home $225K, income to buy about $61,000/yr
  4. Cambridge — typical home $263K, income to buy about $72,000/yr
  5. Salisbury — typical home $268K, income to buy about $73,000/yr
  6. Edgewood — typical home $268K, income to buy about $73,000/yr
  7. Greenbelt — typical home $282K, income to buy about $77,000/yr
  8. Parkville — typical home $286K, income to buy about $78,000/yr
  9. Halfway — typical home $290K, income to buy about $79,000/yr
  10. Essex — typical home $296K, income to buy about $81,000/yr
  11. Rossville — typical home $301K, income to buy about $82,000/yr
  12. Hagerstown — typical home $303K, income to buy about $83,000/yr
  13. Brooklyn Park — typical home $304K, income to buy about $83,000/yr
  14. Lochearn — typical home $320K, income to buy about $87,000/yr
  15. Rosedale — typical home $321K, income to buy about $87,000/yr
  16. Middle River — typical home $341K, income to buy about $93,000/yr
  17. Aberdeen — typical home $348K, income to buy about $95,000/yr
  18. Carney — typical home $349K, income to buy about $95,000/yr
  19. Walker Mill — typical home $364K, income to buy about $99,000/yr
  20. East Riverdale — typical home $371K, income to buy about $101,000/yr
  21. Elkton — typical home $375K, income to buy about $102,000/yr
  22. Randallstown — typical home $376K, income to buy about $102,000/yr
  23. Woodlawn — typical home $378K, income to buy about $103,000/yr
  24. Langley Park — typical home $381K, income to buy about $104,000/yr
  25. Montgomery Village — typical home $390K, income to buy about $106,000/yr

At the other end, Maryland's priciest markets: Potomac ($375,000/yr), Bethesda ($313,000/yr), North Potomac ($244,000/yr), Severna Park ($206,000/yr), Ellicott City ($203,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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