The most affordable cities to buy a house in Maryland (2026)

Every Maryland city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Maryland property tax and insurance. Data through 2026-09.

  1. Cumberland — typical home $157K, income to buy about $45,000/yr
  2. Baltimore — typical home $185K, income to buy about $52,000/yr
  3. Dundalk — typical home $218K, income to buy about $62,000/yr
  4. Cambridge — typical home $260K, income to buy about $74,000/yr
  5. Edgewood — typical home $262K, income to buy about $74,000/yr
  6. Salisbury — typical home $263K, income to buy about $75,000/yr
  7. Greenbelt — typical home $274K, income to buy about $78,000/yr
  8. Parkville — typical home $279K, income to buy about $79,000/yr
  9. Halfway — typical home $286K, income to buy about $81,000/yr
  10. Essex — typical home $289K, income to buy about $82,000/yr
  11. Rossville — typical home $292K, income to buy about $83,000/yr
  12. Brooklyn Park — typical home $299K, income to buy about $85,000/yr
  13. Hagerstown — typical home $300K, income to buy about $85,000/yr
  14. Lochearn — typical home $312K, income to buy about $89,000/yr
  15. Rosedale — typical home $313K, income to buy about $89,000/yr
  16. Middle River — typical home $332K, income to buy about $94,000/yr
  17. Carney — typical home $342K, income to buy about $97,000/yr
  18. Aberdeen — typical home $343K, income to buy about $97,000/yr
  19. Walker Mill — typical home $356K, income to buy about $101,000/yr
  20. Langley Park — typical home $363K, income to buy about $103,000/yr
  21. East Riverdale — typical home $363K, income to buy about $103,000/yr
  22. Randallstown — typical home $368K, income to buy about $104,000/yr
  23. Elkton — typical home $371K, income to buy about $105,000/yr
  24. Woodlawn — typical home $373K, income to buy about $106,000/yr
  25. Montgomery Village — typical home $383K, income to buy about $109,000/yr

At the other end, Maryland's priciest markets: Potomac ($383,000/yr), Bethesda ($320,000/yr), North Potomac ($249,000/yr), Severna Park ($211,000/yr), Ellicott City ($206,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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