What income do you need to buy a house in Oxford, MD?

It takes about $243,000/yr to afford the typical Oxford, MD home ($892K, -0.3% past year) at today's rates. Starter homes run around $479K. See if you can afford a house in Oxford (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $243,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MD property tax and insurance)
• Typical home value: $892K (Zillow ZHVI, 2026-07)
• 1-year change: -0.3%
• Bottom 35% of homes: $479K
• Top 35% of homes start around: $2.02M
• Median household income: $83K
• Price-to-income ratio: 10.7
• Estimated payment on the typical home: $4,634/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Easton, MD — typical home $450K
• Cambridge, MD — typical home $263K
• Chesapeake Beach, MD — typical home $467K
• Deale, MD — typical home $519K
• Stevensville, MD — typical home $549K
• Annapolis, MD — typical home $627K

The most affordable cities to buy a house in Maryland

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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