What income do you need to buy a house in Northampton, PA?
It takes about $104,000/yr to afford the typical Northampton, PA home ($355K, +2.3% past year) at today's rates. Starter homes run around $262K. See if you can afford a house in Northampton (2026 data) — free, no signup.
Market snapshot (2026-07)
- Income needed to buy the typical home: about $104,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, PA property tax and insurance)
- Typical home value: $355K (Zillow ZHVI, 2026-07)
- 1-year change: +2.3%
- Bottom 35% of homes: $262K
- Top 35% of homes start around: $460K
- Typical rent: $1,879/mo
- Median household income: $91K
- Price-to-income ratio: 3.9
- Estimated payment on the typical home: $1,846/mo principal & interest (20% down, 6.76% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Pennsylvania
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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