What income do you need to buy a house in Woodsboro, MD?

It takes about $139,000/yr to afford the typical Woodsboro, MD home ($509K, +0.6% past year) at today's rates. Starter homes run around $369K. See if you can afford a house in Woodsboro (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $139,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MD property tax and insurance)
• Typical home value: $509K (Zillow ZHVI, 2026-07)
• 1-year change: +0.6%
• Bottom 35% of homes: $369K
• Top 35% of homes start around: $755K
• Median household income: $117K
• Price-to-income ratio: 4.4
• Estimated payment on the typical home: $2,644/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Walkersville, MD — typical home $470K
• Thurmont, MD — typical home $404K
• Frederick, MD — typical home $466K
• Taneytown, MD — typical home $401K
• Middletown, MD — typical home $572K
• Mount Airy, MD — typical home $643K

The most affordable cities to buy a house in Maryland

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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