The most affordable cities to buy a house in Washington, DC (2026)

Every Washington, DC city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Washington, DC property tax and insurance. Data through 2026-06.

  1. Washington — typical home $579K, income to buy about $145,000/yr

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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