The most affordable cities to buy a house in Washington (2026)

Every Washington city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Washington property tax and insurance. Data through 2026-07.

  1. Aberdeen — typical home $282K, income to buy about $74,000/yr
  2. Sunnyside — typical home $329K, income to buy about $86,000/yr
  3. Grandview — typical home $344K, income to buy about $90,000/yr
  4. Yakima — typical home $367K, income to buy about $96,000/yr
  5. Moses Lake — typical home $368K, income to buy about $97,000/yr
  6. Airway Heights — typical home $376K, income to buy about $99,000/yr
  7. Kelso — typical home $392K, income to buy about $103,000/yr
  8. Longview — typical home $393K, income to buy about $103,000/yr
  9. Centralia — typical home $399K, income to buy about $105,000/yr
  10. Spokane — typical home $402K, income to buy about $106,000/yr
  11. Spokane Valley — typical home $418K, income to buy about $110,000/yr
  12. Walla Walla — typical home $421K, income to buy about $111,000/yr
  13. Pasco — typical home $421K, income to buy about $111,000/yr
  14. Cheney — typical home $427K, income to buy about $112,000/yr
  15. Shelton — typical home $430K, income to buy about $113,000/yr
  16. Kennewick — typical home $435K, income to buy about $114,000/yr
  17. Pullman — typical home $436K, income to buy about $114,000/yr
  18. Ellensburg — typical home $461K, income to buy about $121,000/yr
  19. Port Angeles — typical home $461K, income to buy about $121,000/yr
  20. Richland — typical home $470K, income to buy about $123,000/yr
  21. Parkland — typical home $472K, income to buy about $124,000/yr
  22. Bremerton — typical home $489K, income to buy about $128,000/yr
  23. Yelm — typical home $490K, income to buy about $129,000/yr
  24. Tacoma — typical home $496K, income to buy about $130,000/yr
  25. West Richland — typical home $499K, income to buy about $131,000/yr

At the other end, Washington's priciest markets: Mercer Island ($603,000/yr), Sammamish ($409,000/yr), Bellevue ($381,000/yr), Newcastle ($362,000/yr), Redmond ($355,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.