The most affordable cities to buy a house in Washington (2026)

Every Washington city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Washington property tax and insurance. Data through 2026-09.

1. Aberdeen — typical home $268K, income to buy about $73,000/yr
2. Sunnyside — typical home $318K, income to buy about $87,000/yr
3. Grandview — typical home $333K, income to buy about $91,000/yr
4. Yakima — typical home $358K, income to buy about $98,000/yr
5. Moses Lake — typical home $360K, income to buy about $99,000/yr
6. Airway Heights — typical home $368K, income to buy about $101,000/yr
7. Kelso — typical home $386K, income to buy about $106,000/yr
8. Longview — typical home $387K, income to buy about $106,000/yr
9. Centralia — typical home $387K, income to buy about $106,000/yr
10. Spokane — typical home $393K, income to buy about $107,000/yr
11. Spokane Valley — typical home $408K, income to buy about $112,000/yr
12. Walla Walla — typical home $414K, income to buy about $113,000/yr
13. Cheney — typical home $416K, income to buy about $114,000/yr
14. Pasco — typical home $416K, income to buy about $114,000/yr
15. Shelton — typical home $419K, income to buy about $115,000/yr
16. Pullman — typical home $428K, income to buy about $117,000/yr
17. Kennewick — typical home $428K, income to buy about $117,000/yr
18. Port Angeles — typical home $450K, income to buy about $123,000/yr
19. Ellensburg — typical home $452K, income to buy about $124,000/yr
20. Parkland — typical home $459K, income to buy about $126,000/yr
21. Richland — typical home $463K, income to buy about $127,000/yr
22. Bremerton — typical home $479K, income to buy about $131,000/yr
23. Yelm — typical home $480K, income to buy about $131,000/yr
24. Tacoma — typical home $483K, income to buy about $132,000/yr
25. Sedro-Woolley — typical home $489K, income to buy about $134,000/yr

At the other end, Washington's priciest markets: Mercer Island ($606,000/yr), Sammamish ($408,000/yr), Bellevue ($379,000/yr), Newcastle ($366,000/yr), Woodinville ($355,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.