The most affordable cities to buy a house in Virginia (2026)

Every Virginia city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Virginia property tax and insurance. Data through 2026-09.

1. Rose Hill — typical home $122K, income to buy about $34,000/yr
2. Martinsville — typical home $131K, income to buy about $37,000/yr
3. Danville — typical home $156K, income to buy about $43,000/yr
4. Bristol — typical home $201K, income to buy about $56,000/yr
5. Hopewell — typical home $232K, income to buy about $65,000/yr
6. Madison Heights — typical home $247K, income to buy about $69,000/yr
7. Petersburg — typical home $249K, income to buy about $69,000/yr
8. Highland Springs — typical home $259K, income to buy about $72,000/yr
9. Lynchburg — typical home $264K, income to buy about $74,000/yr
10. Portsmouth — typical home $267K, income to buy about $74,000/yr
11. Radford — typical home $272K, income to buy about $76,000/yr
12. Roanoke — typical home $278K, income to buy about $77,000/yr
13. Hampton — typical home $279K, income to buy about $78,000/yr
14. Newport News — typical home $292K, income to buy about $81,000/yr
15. Colonial Heights — typical home $296K, income to buy about $83,000/yr
16. Christiansburg — typical home $304K, income to buy about $85,000/yr
17. Salem — typical home $309K, income to buy about $86,000/yr
18. Norfolk — typical home $311K, income to buy about $87,000/yr
19. Staunton — typical home $315K, income to buy about $88,000/yr
20. Waynesboro — typical home $317K, income to buy about $89,000/yr
21. Lakeside — typical home $340K, income to buy about $95,000/yr
22. Gloucester Point — typical home $349K, income to buy about $97,000/yr
23. Harrisonburg — typical home $352K, income to buy about $98,000/yr
24. Stuarts Draft — typical home $360K, income to buy about $100,000/yr
25. Richmond — typical home $362K, income to buy about $101,000/yr

At the other end, Virginia's priciest markets: Great Falls ($468,000/yr), McLean ($405,000/yr), Vienna ($324,000/yr), Oakton ($304,000/yr), Fort Hunt ($279,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.