The most affordable cities to buy a house in Virginia (2026)

Every Virginia city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Virginia property tax and insurance. Data through 2026-07.

1. Rose Hill — typical home $120K, income to buy about $32,000/yr
2. Martinsville — typical home $132K, income to buy about $35,000/yr
3. Danville — typical home $158K, income to buy about $42,000/yr
4. Bristol — typical home $204K, income to buy about $55,000/yr
5. Hopewell — typical home $236K, income to buy about $63,000/yr
6. Madison Heights — typical home $251K, income to buy about $67,000/yr
7. Petersburg — typical home $253K, income to buy about $68,000/yr
8. Highland Springs — typical home $262K, income to buy about $70,000/yr
9. Lynchburg — typical home $267K, income to buy about $72,000/yr
10. Radford — typical home $269K, income to buy about $72,000/yr
11. Portsmouth — typical home $270K, income to buy about $72,000/yr
12. East Highland Park — typical home $273K, income to buy about $73,000/yr
13. Hampton — typical home $283K, income to buy about $76,000/yr
14. Roanoke — typical home $284K, income to buy about $76,000/yr
15. Newport News — typical home $296K, income to buy about $79,000/yr
16. Colonial Heights — typical home $301K, income to buy about $81,000/yr
17. Christiansburg — typical home $310K, income to buy about $83,000/yr
18. Salem — typical home $313K, income to buy about $84,000/yr
19. Norfolk — typical home $315K, income to buy about $85,000/yr
20. Staunton — typical home $319K, income to buy about $86,000/yr
21. Waynesboro — typical home $320K, income to buy about $86,000/yr
22. Lakeside — typical home $348K, income to buy about $93,000/yr
23. Gloucester Point — typical home $355K, income to buy about $95,000/yr
24. Harrisonburg — typical home $356K, income to buy about $95,000/yr
25. Stuarts Draft — typical home $361K, income to buy about $97,000/yr

At the other end, Virginia's priciest markets: Great Falls ($458,000/yr), McLean ($395,000/yr), Vienna ($315,000/yr), Oakton ($298,000/yr), Fort Hunt ($270,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.