The most affordable cities to buy a house in South Carolina (2026)

Every South Carolina city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including South Carolina property tax and insurance. Data through 2026-07.

  1. Orangeburg — typical home $166K, income to buy about $44,000/yr
  2. Newberry — typical home $172K, income to buy about $46,000/yr
  3. Gaffney — typical home $191K, income to buy about $51,000/yr
  4. Greenwood — typical home $193K, income to buy about $52,000/yr
  5. Sumter — typical home $207K, income to buy about $55,000/yr
  6. Cayce — typical home $214K, income to buy about $57,000/yr
  7. Florence — typical home $224K, income to buy about $60,000/yr
  8. Columbia — typical home $231K, income to buy about $62,000/yr
  9. West Columbia — typical home $231K, income to buy about $62,000/yr
  10. Spartanburg — typical home $234K, income to buy about $63,000/yr
  11. Oak Grove — typical home $243K, income to buy about $65,000/yr
  12. Anderson — typical home $274K, income to buy about $74,000/yr
  13. Aiken — typical home $281K, income to buy about $75,000/yr
  14. Boiling Springs — typical home $283K, income to buy about $76,000/yr
  15. North Augusta — typical home $283K, income to buy about $76,000/yr
  16. Irmo — typical home $283K, income to buy about $76,000/yr
  17. Conway — typical home $290K, income to buy about $78,000/yr
  18. Mauldin — typical home $300K, income to buy about $80,000/yr
  19. Lexington — typical home $308K, income to buy about $82,000/yr
  20. Fountain Inn — typical home $308K, income to buy about $83,000/yr
  21. North Charleston — typical home $312K, income to buy about $84,000/yr
  22. Taylors — typical home $315K, income to buy about $84,000/yr
  23. Ladson — typical home $316K, income to buy about $85,000/yr
  24. Easley — typical home $324K, income to buy about $87,000/yr
  25. Little River — typical home $324K, income to buy about $87,000/yr

At the other end, South Carolina's priciest markets: Mount Pleasant ($236,000/yr), Hilton Head Island ($211,000/yr), Tega Cay ($162,000/yr), Charleston ($160,000/yr), Fort Mill ($142,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.