The most affordable cities to buy a house in South Carolina (2026)

Every South Carolina city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including South Carolina property tax and insurance. Data through 2026-09.

  1. Orangeburg — typical home $166K, income to buy about $46,000/yr
  2. Newberry — typical home $169K, income to buy about $47,000/yr
  3. Greenwood — typical home $190K, income to buy about $53,000/yr
  4. Gaffney — typical home $190K, income to buy about $53,000/yr
  5. Sumter — typical home $206K, income to buy about $57,000/yr
  6. Cayce — typical home $210K, income to buy about $59,000/yr
  7. Florence — typical home $225K, income to buy about $63,000/yr
  8. Columbia — typical home $227K, income to buy about $63,000/yr
  9. West Columbia — typical home $228K, income to buy about $64,000/yr
  10. Spartanburg — typical home $230K, income to buy about $64,000/yr
  11. Oak Grove — typical home $240K, income to buy about $67,000/yr
  12. Anderson — typical home $270K, income to buy about $75,000/yr
  13. Aiken — typical home $274K, income to buy about $77,000/yr
  14. Irmo — typical home $278K, income to buy about $78,000/yr
  15. Boiling Springs — typical home $280K, income to buy about $78,000/yr
  16. North Augusta — typical home $282K, income to buy about $79,000/yr
  17. Conway — typical home $288K, income to buy about $80,000/yr
  18. Mauldin — typical home $295K, income to buy about $82,000/yr
  19. Lexington — typical home $305K, income to buy about $85,000/yr
  20. Taylors — typical home $309K, income to buy about $86,000/yr
  21. North Charleston — typical home $309K, income to buy about $86,000/yr
  22. Fountain Inn — typical home $311K, income to buy about $87,000/yr
  23. Ladson — typical home $314K, income to buy about $88,000/yr
  24. Rock Hill — typical home $320K, income to buy about $89,000/yr
  25. Easley — typical home $321K, income to buy about $89,000/yr

At the other end, South Carolina's priciest markets: Mount Pleasant ($243,000/yr), Hilton Head Island ($218,000/yr), Tega Cay ($166,000/yr), Charleston ($164,000/yr), Fort Mill ($145,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.