The most affordable cities to buy a house in Oregon (2026)

Every Oregon city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Oregon property tax and insurance. Data through 2026-06.

  1. Baker City — typical home $269K, income to buy about $71,000/yr
  2. Pendleton — typical home $306K, income to buy about $80,000/yr
  3. La Grande — typical home $307K, income to buy about $81,000/yr
  4. Ontario — typical home $312K, income to buy about $82,000/yr
  5. Klamath Falls — typical home $314K, income to buy about $82,000/yr
  6. Coos Bay — typical home $332K, income to buy about $87,000/yr
  7. Hermiston — typical home $347K, income to buy about $91,000/yr
  8. Sweet Home — typical home $355K, income to buy about $93,000/yr
  9. White City — typical home $358K, income to buy about $94,000/yr
  10. North Bend — typical home $365K, income to buy about $96,000/yr
  11. Roseburg — typical home $366K, income to buy about $96,000/yr
  12. Lebanon — typical home $397K, income to buy about $104,000/yr
  13. The Dalles — typical home $399K, income to buy about $105,000/yr
  14. Grants Pass — typical home $405K, income to buy about $106,000/yr
  15. Cottage Grove — typical home $406K, income to buy about $107,000/yr
  16. Medford — typical home $413K, income to buy about $108,000/yr
  17. Springfield — typical home $424K, income to buy about $111,000/yr
  18. Central Point — typical home $425K, income to buy about $111,000/yr
  19. Woodburn — typical home $430K, income to buy about $113,000/yr
  20. Independence — typical home $430K, income to buy about $113,000/yr
  21. Prineville — typical home $437K, income to buy about $115,000/yr
  22. Salem — typical home $440K, income to buy about $116,000/yr
  23. Albany — typical home $441K, income to buy about $116,000/yr
  24. Keizer — typical home $454K, income to buy about $119,000/yr
  25. Newport — typical home $456K, income to buy about $120,000/yr

At the other end, Oregon's priciest markets: Lake Oswego ($236,000/yr), West Linn ($206,000/yr), Bend ($194,000/yr), Happy Valley ($182,000/yr), Damascus ($178,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.