The most affordable cities to buy a house in Oregon (2026)

Every Oregon city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Oregon property tax and insurance. Data through 2026-09.

  1. Baker City — typical home $261K, income to buy about $72,000/yr
  2. La Grande — typical home $300K, income to buy about $83,000/yr
  3. Pendleton — typical home $301K, income to buy about $83,000/yr
  4. Klamath Falls — typical home $302K, income to buy about $83,000/yr
  5. Ontario — typical home $303K, income to buy about $84,000/yr
  6. Coos Bay — typical home $325K, income to buy about $90,000/yr
  7. Hermiston — typical home $344K, income to buy about $95,000/yr
  8. Sweet Home — typical home $348K, income to buy about $96,000/yr
  9. White City — typical home $350K, income to buy about $97,000/yr
  10. North Bend — typical home $359K, income to buy about $99,000/yr
  11. Roseburg — typical home $360K, income to buy about $99,000/yr
  12. Lebanon — typical home $392K, income to buy about $108,000/yr
  13. The Dalles — typical home $394K, income to buy about $109,000/yr
  14. Grants Pass — typical home $398K, income to buy about $110,000/yr
  15. Cottage Grove — typical home $399K, income to buy about $110,000/yr
  16. Medford — typical home $404K, income to buy about $111,000/yr
  17. Central Point — typical home $412K, income to buy about $114,000/yr
  18. Springfield — typical home $415K, income to buy about $114,000/yr
  19. Woodburn — typical home $421K, income to buy about $116,000/yr
  20. Independence — typical home $421K, income to buy about $116,000/yr
  21. Prineville — typical home $427K, income to buy about $118,000/yr
  22. Salem — typical home $432K, income to buy about $119,000/yr
  23. Albany — typical home $433K, income to buy about $119,000/yr
  24. Newport — typical home $445K, income to buy about $123,000/yr
  25. Keizer — typical home $447K, income to buy about $123,000/yr

At the other end, Oregon's priciest markets: Lake Oswego ($238,000/yr), West Linn ($210,000/yr), Bend ($199,000/yr), Happy Valley ($186,000/yr), Damascus ($183,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.