The most affordable cities to buy a house in Oregon (2026)

Every Oregon city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Oregon property tax and insurance. Data through 2026-07.

  1. Baker City — typical home $269K, income to buy about $71,000/yr
  2. Pendleton — typical home $304K, income to buy about $81,000/yr
  3. La Grande — typical home $306K, income to buy about $81,000/yr
  4. Klamath Falls — typical home $311K, income to buy about $82,000/yr
  5. Ontario — typical home $312K, income to buy about $83,000/yr
  6. Coos Bay — typical home $330K, income to buy about $87,000/yr
  7. Hermiston — typical home $348K, income to buy about $92,000/yr
  8. Sweet Home — typical home $353K, income to buy about $93,000/yr
  9. White City — typical home $359K, income to buy about $95,000/yr
  10. North Bend — typical home $363K, income to buy about $96,000/yr
  11. Roseburg — typical home $368K, income to buy about $98,000/yr
  12. The Dalles — typical home $396K, income to buy about $105,000/yr
  13. Lebanon — typical home $398K, income to buy about $105,000/yr
  14. Grants Pass — typical home $404K, income to buy about $107,000/yr
  15. Cottage Grove — typical home $405K, income to buy about $107,000/yr
  16. Medford — typical home $413K, income to buy about $109,000/yr
  17. Springfield — typical home $422K, income to buy about $112,000/yr
  18. Central Point — typical home $424K, income to buy about $112,000/yr
  19. Woodburn — typical home $430K, income to buy about $114,000/yr
  20. Independence — typical home $431K, income to buy about $114,000/yr
  21. Prineville — typical home $433K, income to buy about $115,000/yr
  22. Albany — typical home $439K, income to buy about $116,000/yr
  23. Salem — typical home $441K, income to buy about $117,000/yr
  24. Keizer — typical home $454K, income to buy about $120,000/yr
  25. Newport — typical home $455K, income to buy about $120,000/yr

At the other end, Oregon's priciest markets: Lake Oswego ($236,000/yr), West Linn ($206,000/yr), Bend ($194,000/yr), Happy Valley ($182,000/yr), Damascus ($179,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.