The most affordable cities to buy a house in Ohio (2026)

Every Ohio city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Ohio property tax and insurance. Data through 2026-09.

  1. East Cleveland — typical home $67K, income to buy about $21,000/yr
  2. Youngstown — typical home $70K, income to buy about $22,000/yr
  3. Portsmouth — typical home $94K, income to buy about $29,000/yr
  4. Cleveland — typical home $116K, income to buy about $36,000/yr
  5. Ironton — typical home $126K, income to buy about $39,000/yr
  6. Warren — typical home $127K, income to buy about $39,000/yr
  7. Steubenville — typical home $131K, income to buy about $40,000/yr
  8. Toledo — typical home $132K, income to buy about $41,000/yr
  9. Warrensville Heights — typical home $133K, income to buy about $41,000/yr
  10. Maple Heights — typical home $135K, income to buy about $42,000/yr
  11. Niles — typical home $137K, income to buy about $43,000/yr
  12. Trotwood — typical home $138K, income to buy about $43,000/yr
  13. Dayton — typical home $138K, income to buy about $43,000/yr
  14. Akron — typical home $139K, income to buy about $43,000/yr
  15. Garfield Heights — typical home $139K, income to buy about $43,000/yr
  16. Fostoria — typical home $144K, income to buy about $45,000/yr
  17. Conneaut — typical home $146K, income to buy about $45,000/yr
  18. Euclid — typical home $148K, income to buy about $46,000/yr
  19. Lima — typical home $151K, income to buy about $47,000/yr
  20. Sandusky — typical home $153K, income to buy about $47,000/yr
  21. Mansfield — typical home $153K, income to buy about $47,000/yr
  22. Lorain — typical home $155K, income to buy about $48,000/yr
  23. Barberton — typical home $156K, income to buy about $48,000/yr
  24. Bedford — typical home $156K, income to buy about $48,000/yr
  25. Ashtabula — typical home $156K, income to buy about $48,000/yr

At the other end, Ohio's priciest markets: Montgomery ($205,000/yr), Upper Arlington ($197,000/yr), New Albany ($195,000/yr), Bexley ($178,000/yr), Powell ($177,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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