The most affordable cities to buy a house in North Dakota (2026)

Every North Dakota city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including North Dakota property tax and insurance. Data through 2026-06.

1. Jamestown — typical home $218K, income to buy about $61,000/yr
2. Minot — typical home $282K, income to buy about $80,000/yr
3. Grand Forks — typical home $304K, income to buy about $86,000/yr
4. Fargo — typical home $325K, income to buy about $92,000/yr
5. Dickinson — typical home $333K, income to buy about $94,000/yr
6. Mandan — typical home $350K, income to buy about $99,000/yr
7. West Fargo — typical home $361K, income to buy about $102,000/yr
8. Williston — typical home $379K, income to buy about $107,000/yr
9. Bismarck — typical home $382K, income to buy about $108,000/yr

At the other end, North Dakota's priciest markets: Bismarck ($108,000/yr), Williston ($107,000/yr), West Fargo ($102,000/yr), Mandan ($99,000/yr), Dickinson ($94,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.