The most affordable cities to buy a house in North Dakota (2026)

Every North Dakota city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including North Dakota property tax and insurance. Data through 2026-07.

  1. Jamestown — typical home $213K, income to buy about $60,000/yr
  2. Minot — typical home $283K, income to buy about $80,000/yr
  3. Grand Forks — typical home $305K, income to buy about $87,000/yr
  4. Fargo — typical home $327K, income to buy about $93,000/yr
  5. Dickinson — typical home $334K, income to buy about $95,000/yr
  6. Mandan — typical home $353K, income to buy about $100,000/yr
  7. West Fargo — typical home $361K, income to buy about $103,000/yr
  8. Williston — typical home $379K, income to buy about $108,000/yr
  9. Bismarck — typical home $383K, income to buy about $109,000/yr

At the other end, North Dakota's priciest markets: Bismarck ($109,000/yr), Williston ($108,000/yr), West Fargo ($103,000/yr), Mandan ($100,000/yr), Dickinson ($95,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.