The most affordable cities to buy a house in North Dakota (2026)

Every North Dakota city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including North Dakota property tax and insurance. Data through 2026-09.

  1. Jamestown — typical home $215K, income to buy about $63,000/yr
  2. Minot — typical home $280K, income to buy about $83,000/yr
  3. Grand Forks — typical home $305K, income to buy about $90,000/yr
  4. Fargo — typical home $322K, income to buy about $95,000/yr
  5. Dickinson — typical home $332K, income to buy about $98,000/yr
  6. Mandan — typical home $349K, income to buy about $103,000/yr
  7. West Fargo — typical home $365K, income to buy about $108,000/yr
  8. Williston — typical home $372K, income to buy about $110,000/yr
  9. Bismarck — typical home $378K, income to buy about $112,000/yr

At the other end, North Dakota's priciest markets: Bismarck ($112,000/yr), Williston ($110,000/yr), West Fargo ($108,000/yr), Mandan ($103,000/yr), Dickinson ($98,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.