The most affordable cities to buy a house in New Hampshire (2026)

Every New Hampshire city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including New Hampshire property tax and insurance. Data through 2026-09.

  1. Claremont — typical home $279K, income to buy about $87,000/yr
  2. Keene — typical home $353K, income to buy about $110,000/yr
  3. Rochester — typical home $407K, income to buy about $127,000/yr
  4. Manchester — typical home $434K, income to buy about $135,000/yr
  5. Laconia — typical home $438K, income to buy about $136,000/yr
  6. Somersworth — typical home $445K, income to buy about $139,000/yr
  7. Concord — typical home $448K, income to buy about $140,000/yr
  8. Lebanon — typical home $460K, income to buy about $143,000/yr
  9. Derry — typical home $503K, income to buy about $157,000/yr
  10. Nashua — typical home $503K, income to buy about $157,000/yr
  11. Dover — typical home $541K, income to buy about $169,000/yr
  12. Londonderry — typical home $612K, income to buy about $191,000/yr
  13. Hampton — typical home $625K, income to buy about $195,000/yr
  14. Durham — typical home $699K, income to buy about $218,000/yr
  15. Portsmouth — typical home $791K, income to buy about $246,000/yr

At the other end, New Hampshire's priciest markets: Portsmouth ($246,000/yr), Durham ($218,000/yr), Hampton ($195,000/yr), Londonderry ($191,000/yr), Dover ($169,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.