The most affordable cities to buy a house in New Hampshire (2026)

Every New Hampshire city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including New Hampshire property tax and insurance. Data through 2026-07.

  1. Claremont — typical home $285K, income to buy about $85,000/yr
  2. Keene — typical home $358K, income to buy about $108,000/yr
  3. Rochester — typical home $413K, income to buy about $124,000/yr
  4. Manchester — typical home $445K, income to buy about $134,000/yr
  5. Laconia — typical home $446K, income to buy about $134,000/yr
  6. Somersworth — typical home $454K, income to buy about $136,000/yr
  7. Concord — typical home $460K, income to buy about $138,000/yr
  8. Lebanon — typical home $469K, income to buy about $141,000/yr
  9. Derry — typical home $511K, income to buy about $154,000/yr
  10. Nashua — typical home $515K, income to buy about $155,000/yr
  11. Dover — typical home $548K, income to buy about $165,000/yr
  12. Londonderry — typical home $623K, income to buy about $187,000/yr
  13. Hampton — typical home $634K, income to buy about $191,000/yr
  14. Durham — typical home $711K, income to buy about $214,000/yr
  15. Portsmouth — typical home $803K, income to buy about $241,000/yr

At the other end, New Hampshire's priciest markets: Portsmouth ($241,000/yr), Durham ($214,000/yr), Hampton ($191,000/yr), Londonderry ($187,000/yr), Dover ($165,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.