The most affordable cities to buy a house in Mississippi (2026)
Every Mississippi city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Mississippi property tax and insurance. Data through 2026-07.
- Clarksdale — typical home $49K, income to buy about $14,000/yr
- Greenville — typical home $54K, income to buy about $16,000/yr
- Yazoo City — typical home $69K, income to buy about $20,000/yr
- Greenwood — typical home $81K, income to buy about $23,000/yr
- Jackson — typical home $84K, income to buy about $24,000/yr
- McComb — typical home $93K, income to buy about $27,000/yr
- Meridian — typical home $113K, income to buy about $33,000/yr
- Natchez — typical home $122K, income to buy about $35,000/yr
- Grenada — typical home $131K, income to buy about $38,000/yr
- Cleveland — typical home $141K, income to buy about $40,000/yr
- Pascagoula — typical home $142K, income to buy about $41,000/yr
- Laurel — typical home $147K, income to buy about $42,000/yr
- Vicksburg — typical home $147K, income to buy about $42,000/yr
- Moss Point — typical home $147K, income to buy about $42,000/yr
- Brookhaven — typical home $164K, income to buy about $47,000/yr
- Corinth — typical home $180K, income to buy about $52,000/yr
- Columbus — typical home $182K, income to buy about $52,000/yr
- Gautier — typical home $189K, income to buy about $54,000/yr
- Picayune — typical home $194K, income to buy about $56,000/yr
- Horn Lake — typical home $204K, income to buy about $59,000/yr
- Gulfport — typical home $206K, income to buy about $59,000/yr
- Pearl — typical home $211K, income to buy about $61,000/yr
- Tupelo — typical home $217K, income to buy about $62,000/yr
- Byram — typical home $221K, income to buy about $64,000/yr
- Canton — typical home $222K, income to buy about $64,000/yr
At the other end, Mississippi's priciest markets: Oxford ($121,000/yr), Madison ($119,000/yr), Hernando ($101,000/yr), Olive Branch ($97,000/yr), Flowood ($96,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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