The most affordable cities to buy a house in Mississippi (2026)
Every Mississippi city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Mississippi property tax and insurance. Data through 2026-09.
- Greenville — typical home $52K, income to buy about $16,000/yr
- Clarksdale — typical home $56K, income to buy about $17,000/yr
- Yazoo City — typical home $68K, income to buy about $20,000/yr
- Greenwood — typical home $83K, income to buy about $25,000/yr
- Jackson — typical home $84K, income to buy about $25,000/yr
- McComb — typical home $91K, income to buy about $27,000/yr
- Meridian — typical home $109K, income to buy about $33,000/yr
- Natchez — typical home $110K, income to buy about $33,000/yr
- Grenada — typical home $133K, income to buy about $40,000/yr
- Laurel — typical home $137K, income to buy about $41,000/yr
- Cleveland — typical home $139K, income to buy about $41,000/yr
- Pascagoula — typical home $141K, income to buy about $42,000/yr
- Vicksburg — typical home $144K, income to buy about $43,000/yr
- Moss Point — typical home $149K, income to buy about $45,000/yr
- Brookhaven — typical home $160K, income to buy about $48,000/yr
- Columbus — typical home $178K, income to buy about $53,000/yr
- Corinth — typical home $179K, income to buy about $53,000/yr
- Gautier — typical home $191K, income to buy about $57,000/yr
- Picayune — typical home $192K, income to buy about $57,000/yr
- Horn Lake — typical home $202K, income to buy about $60,000/yr
- Gulfport — typical home $206K, income to buy about $62,000/yr
- Pearl — typical home $212K, income to buy about $63,000/yr
- Tupelo — typical home $216K, income to buy about $65,000/yr
- Hattiesburg — typical home $218K, income to buy about $65,000/yr
- Byram — typical home $220K, income to buy about $66,000/yr
At the other end, Mississippi's priciest markets: Madison ($125,000/yr), Oxford ($124,000/yr), Hernando ($104,000/yr), Olive Branch ($100,000/yr), Flowood ($99,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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