The most affordable cities to buy a house in Louisiana (2026)
Every Louisiana city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Louisiana property tax and insurance. Data through 2026-07.
- Bogalusa — typical home $86K, income to buy about $25,000/yr
- Crowley — typical home $121K, income to buy about $34,000/yr
- Opelousas — typical home $127K, income to buy about $36,000/yr
- Morgan City — typical home $133K, income to buy about $38,000/yr
- Abbeville — typical home $133K, income to buy about $38,000/yr
- Minden — typical home $135K, income to buy about $39,000/yr
- Alexandria — typical home $147K, income to buy about $42,000/yr
- Shreveport — typical home $147K, income to buy about $42,000/yr
- New Iberia — typical home $152K, income to buy about $43,000/yr
- Monroe — typical home $155K, income to buy about $44,000/yr
- Baker — typical home $185K, income to buy about $53,000/yr
- Houma — typical home $189K, income to buy about $54,000/yr
- Natchitoches — typical home $193K, income to buy about $55,000/yr
- Pineville — typical home $201K, income to buy about $57,000/yr
- West Monroe — typical home $203K, income to buy about $58,000/yr
- Sulphur — typical home $203K, income to buy about $58,000/yr
- Lake Charles — typical home $206K, income to buy about $59,000/yr
- Chalmette — typical home $216K, income to buy about $62,000/yr
- Carencro — typical home $221K, income to buy about $63,000/yr
- Slidell — typical home $223K, income to buy about $64,000/yr
- Hammond — typical home $225K, income to buy about $64,000/yr
- Lafayette — typical home $227K, income to buy about $65,000/yr
- Ruston — typical home $230K, income to buy about $66,000/yr
- Thibodaux — typical home $231K, income to buy about $66,000/yr
- Bossier City — typical home $232K, income to buy about $66,000/yr
At the other end, Louisiana's priciest markets: Mandeville ($104,000/yr), River Ridge ($104,000/yr), Belle Chasse ($99,000/yr), Prairieville ($97,000/yr), Metairie ($95,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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