The most affordable cities to buy a house in Kansas (2026)
Every Kansas city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Kansas property tax and insurance. Data through 2026-06.
- Arkansas City — typical home $102K, income to buy about $31,000/yr
- Great Bend — typical home $131K, income to buy about $40,000/yr
- Pittsburg — typical home $141K, income to buy about $43,000/yr
- Winfield — typical home $143K, income to buy about $44,000/yr
- Liberal — typical home $147K, income to buy about $45,000/yr
- Hutchinson — typical home $154K, income to buy about $47,000/yr
- Atchison — typical home $176K, income to buy about $54,000/yr
- El Dorado — typical home $177K, income to buy about $54,000/yr
- Emporia — typical home $178K, income to buy about $55,000/yr
- Newton — typical home $179K, income to buy about $55,000/yr
- Salina — typical home $181K, income to buy about $56,000/yr
- Topeka — typical home $200K, income to buy about $61,000/yr
- Junction City — typical home $204K, income to buy about $63,000/yr
- Kansas City — typical home $206K, income to buy about $63,000/yr
- Wichita — typical home $208K, income to buy about $64,000/yr
- Haysville — typical home $214K, income to buy about $66,000/yr
- Dodge City — typical home $215K, income to buy about $66,000/yr
- McPherson — typical home $222K, income to buy about $68,000/yr
- Garden City — typical home $239K, income to buy about $73,000/yr
- Ottawa — typical home $245K, income to buy about $75,000/yr
- Hays — typical home $259K, income to buy about $80,000/yr
- Leavenworth — typical home $269K, income to buy about $83,000/yr
- Derby — typical home $290K, income to buy about $89,000/yr
- Manhattan — typical home $299K, income to buy about $92,000/yr
- Lansing — typical home $332K, income to buy about $102,000/yr
At the other end, Kansas's priciest markets: Leawood ($248,000/yr), Prairie Village ($155,000/yr), Overland Park ($152,000/yr), Lenexa ($150,000/yr), Olathe ($136,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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