The most affordable cities to buy a house in Kansas (2026)
Every Kansas city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Kansas property tax and insurance. Data through 2026-09.
- Arkansas City — typical home $98K, income to buy about $31,000/yr
- Great Bend — typical home $125K, income to buy about $40,000/yr
- Pittsburg — typical home $137K, income to buy about $44,000/yr
- Winfield — typical home $137K, income to buy about $44,000/yr
- Liberal — typical home $147K, income to buy about $47,000/yr
- Hutchinson — typical home $150K, income to buy about $48,000/yr
- El Dorado — typical home $173K, income to buy about $55,000/yr
- Atchison — typical home $173K, income to buy about $55,000/yr
- Newton — typical home $173K, income to buy about $56,000/yr
- Emporia — typical home $175K, income to buy about $56,000/yr
- Salina — typical home $177K, income to buy about $57,000/yr
- Topeka — typical home $195K, income to buy about $63,000/yr
- Kansas City — typical home $200K, income to buy about $64,000/yr
- Junction City — typical home $200K, income to buy about $64,000/yr
- Wichita — typical home $205K, income to buy about $66,000/yr
- Dodge City — typical home $208K, income to buy about $67,000/yr
- Haysville — typical home $210K, income to buy about $67,000/yr
- McPherson — typical home $215K, income to buy about $69,000/yr
- Garden City — typical home $233K, income to buy about $75,000/yr
- Ottawa — typical home $240K, income to buy about $77,000/yr
- Hays — typical home $255K, income to buy about $82,000/yr
- Leavenworth — typical home $262K, income to buy about $84,000/yr
- Derby — typical home $285K, income to buy about $91,000/yr
- Manhattan — typical home $294K, income to buy about $94,000/yr
- Lansing — typical home $325K, income to buy about $104,000/yr
At the other end, Kansas's priciest markets: Leawood ($254,000/yr), Prairie Village ($157,000/yr), Overland Park ($154,000/yr), Lenexa ($153,000/yr), Olathe ($139,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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