The most affordable cities to buy a house in Indiana (2026)

Every Indiana city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Indiana property tax and insurance. Data through 2026-07.

  1. Gary — typical home $88K, income to buy about $24,000/yr
  2. East Chicago — typical home $129K, income to buy about $36,000/yr
  3. Anderson — typical home $137K, income to buy about $38,000/yr
  4. Marion — typical home $140K, income to buy about $39,000/yr
  5. Washington — typical home $151K, income to buy about $42,000/yr
  6. Peru — typical home $156K, income to buy about $43,000/yr
  7. Muncie — typical home $158K, income to buy about $44,000/yr
  8. Lake Station — typical home $160K, income to buy about $44,000/yr
  9. Logansport — typical home $161K, income to buy about $44,000/yr
  10. Connersville — typical home $161K, income to buy about $44,000/yr
  11. Richmond — typical home $162K, income to buy about $45,000/yr
  12. Terre Haute — typical home $163K, income to buy about $45,000/yr
  13. New Castle — typical home $171K, income to buy about $47,000/yr
  14. Vincennes — typical home $172K, income to buy about $47,000/yr
  15. Hammond — typical home $179K, income to buy about $49,000/yr
  16. Wabash — typical home $186K, income to buy about $51,000/yr
  17. Kokomo — typical home $186K, income to buy about $51,000/yr
  18. Bluffton — typical home $190K, income to buy about $52,000/yr
  19. Michigan City — typical home $194K, income to buy about $54,000/yr
  20. Beech Grove — typical home $194K, income to buy about $54,000/yr
  21. Huntington — typical home $202K, income to buy about $56,000/yr
  22. South Bend — typical home $202K, income to buy about $56,000/yr
  23. Evansville — typical home $205K, income to buy about $57,000/yr
  24. Clarksville — typical home $210K, income to buy about $58,000/yr
  25. Bedford — typical home $210K, income to buy about $58,000/yr

At the other end, Indiana's priciest markets: Zionsville ($194,000/yr), Carmel ($160,000/yr), Westfield ($132,000/yr), Bargersville ($127,000/yr), Fishers ($124,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.