The most affordable cities to buy a house in Delaware (2026)

Every Delaware city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Delaware property tax and insurance. Data through 2026-09.

  1. Wilmington — typical home $327K, income to buy about $87,000/yr
  2. Dover — typical home $342K, income to buy about $91,000/yr
  3. Milford — typical home $343K, income to buy about $91,000/yr
  4. Newark — typical home $364K, income to buy about $97,000/yr
  5. Smyrna — typical home $404K, income to buy about $107,000/yr
  6. Bear — typical home $412K, income to buy about $110,000/yr
  7. Middletown — typical home $534K, income to buy about $142,000/yr
  8. Hockessin — typical home $609K, income to buy about $162,000/yr

At the other end, Delaware's priciest markets: Hockessin ($162,000/yr), Middletown ($142,000/yr), Bear ($110,000/yr), Smyrna ($107,000/yr), Newark ($97,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.