The most affordable cities to buy a house in Colorado (2026)

Every Colorado city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Colorado property tax and insurance. Data through 2026-09.

  1. Sterling — typical home $245K, income to buy about $67,000/yr
  2. Pueblo — typical home $282K, income to buy about $77,000/yr
  3. Fort Morgan — typical home $325K, income to buy about $89,000/yr
  4. Clifton — typical home $329K, income to buy about $90,000/yr
  5. Security-Widefield — typical home $371K, income to buy about $101,000/yr
  6. Federal Heights — typical home $382K, income to buy about $104,000/yr
  7. Fountain — typical home $385K, income to buy about $105,000/yr
  8. Evans — typical home $389K, income to buy about $106,000/yr
  9. Greeley — typical home $413K, income to buy about $113,000/yr
  10. Grand Junction — typical home $420K, income to buy about $115,000/yr
  11. Colorado Springs — typical home $440K, income to buy about $120,000/yr
  12. Aurora — typical home $448K, income to buy about $122,000/yr
  13. Northglenn — typical home $450K, income to buy about $123,000/yr
  14. Wellington — typical home $465K, income to buy about $127,000/yr
  15. Montrose — typical home $467K, income to buy about $127,000/yr
  16. Commerce City — typical home $477K, income to buy about $130,000/yr
  17. Fruita — typical home $481K, income to buy about $131,000/yr
  18. Brighton — typical home $488K, income to buy about $133,000/yr
  19. Thornton — typical home $489K, income to buy about $133,000/yr
  20. Severance — typical home $492K, income to buy about $134,000/yr
  21. Loveland — typical home $493K, income to buy about $135,000/yr
  22. Englewood — typical home $495K, income to buy about $135,000/yr
  23. Rifle — typical home $498K, income to buy about $136,000/yr
  24. Johnstown — typical home $499K, income to buy about $136,000/yr
  25. Westminster — typical home $511K, income to buy about $139,000/yr

At the other end, Colorado's priciest markets: Edwards ($466,000/yr), Greenwood Village ($377,000/yr), Steamboat Springs ($357,000/yr), Boulder ($256,000/yr), Castle Pines ($240,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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