The most affordable cities to buy a house in Colorado (2026)

Every Colorado city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Colorado property tax and insurance. Data through 2026-07.

  1. Sterling — typical home $247K, income to buy about $65,000/yr
  2. Pueblo — typical home $286K, income to buy about $75,000/yr
  3. Fort Morgan — typical home $335K, income to buy about $88,000/yr
  4. Clifton — typical home $336K, income to buy about $88,000/yr
  5. Security-Widefield — typical home $379K, income to buy about $99,000/yr
  6. Federal Heights — typical home $390K, income to buy about $102,000/yr
  7. Fountain — typical home $392K, income to buy about $103,000/yr
  8. Evans — typical home $395K, income to buy about $104,000/yr
  9. Greeley — typical home $420K, income to buy about $110,000/yr
  10. Grand Junction — typical home $428K, income to buy about $112,000/yr
  11. Colorado Springs — typical home $449K, income to buy about $117,000/yr
  12. Aurora — typical home $459K, income to buy about $120,000/yr
  13. Northglenn — typical home $459K, income to buy about $120,000/yr
  14. Wellington — typical home $471K, income to buy about $123,000/yr
  15. Montrose — typical home $475K, income to buy about $124,000/yr
  16. Fruita — typical home $488K, income to buy about $128,000/yr
  17. Commerce City — typical home $488K, income to buy about $128,000/yr
  18. Brighton — typical home $496K, income to buy about $130,000/yr
  19. Severance — typical home $498K, income to buy about $131,000/yr
  20. Thornton — typical home $499K, income to buy about $131,000/yr
  21. Loveland — typical home $502K, income to buy about $131,000/yr
  22. Rifle — typical home $504K, income to buy about $132,000/yr
  23. Johnstown — typical home $505K, income to buy about $132,000/yr
  24. Englewood — typical home $508K, income to buy about $133,000/yr
  25. Westminster — typical home $521K, income to buy about $136,000/yr

At the other end, Colorado's priciest markets: Edwards ($452,000/yr), Greenwood Village ($369,000/yr), Steamboat Springs ($347,000/yr), Boulder ($251,000/yr), Castle Pines ($233,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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