The most affordable cities to buy a house in Arkansas (2026)
Every Arkansas city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Arkansas property tax and insurance. Data through 2026-07.
- Forrest City — typical home $72K, income to buy about $20,000/yr
- Pine Bluff — typical home $73K, income to buy about $21,000/yr
- Blytheville — typical home $101K, income to buy about $29,000/yr
- Camden — typical home $110K, income to buy about $31,000/yr
- West Memphis — typical home $134K, income to buy about $38,000/yr
- El Dorado — typical home $136K, income to buy about $39,000/yr
- Malvern — typical home $144K, income to buy about $41,000/yr
- Magnolia — typical home $146K, income to buy about $41,000/yr
- Texarkana — typical home $166K, income to buy about $47,000/yr
- North Little Rock — typical home $169K, income to buy about $48,000/yr
- Jacksonville — typical home $174K, income to buy about $49,000/yr
- Batesville — typical home $178K, income to buy about $50,000/yr
- Arkadelphia — typical home $186K, income to buy about $53,000/yr
- Fort Smith — typical home $196K, income to buy about $55,000/yr
- Paragould — typical home $196K, income to buy about $55,000/yr
- Van Buren — typical home $211K, income to buy about $60,000/yr
- Russellville — typical home $218K, income to buy about $62,000/yr
- Little Rock — typical home $221K, income to buy about $63,000/yr
- Searcy — typical home $223K, income to buy about $63,000/yr
- Jonesboro — typical home $228K, income to buy about $65,000/yr
- Harrison — typical home $235K, income to buy about $66,000/yr
- Mountain Home — typical home $239K, income to buy about $68,000/yr
- Sherwood — typical home $240K, income to buy about $68,000/yr
- Marion — typical home $240K, income to buy about $68,000/yr
- Benton — typical home $241K, income to buy about $68,000/yr
At the other end, Arkansas's priciest markets: Bentonville ($139,000/yr), Rogers ($109,000/yr), Fayetteville ($109,000/yr), Bella Vista ($102,000/yr), Lowell ($101,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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