The most affordable cities to buy a house in Arkansas (2026)
Every Arkansas city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Arkansas property tax and insurance. Data through 2026-09.
- Pine Bluff — typical home $68K, income to buy about $20,000/yr
- Forrest City — typical home $70K, income to buy about $21,000/yr
- Blytheville — typical home $102K, income to buy about $30,000/yr
- Camden — typical home $110K, income to buy about $32,000/yr
- West Memphis — typical home $131K, income to buy about $39,000/yr
- El Dorado — typical home $133K, income to buy about $39,000/yr
- Magnolia — typical home $138K, income to buy about $40,000/yr
- Malvern — typical home $139K, income to buy about $41,000/yr
- Texarkana — typical home $161K, income to buy about $47,000/yr
- North Little Rock — typical home $167K, income to buy about $49,000/yr
- Jacksonville — typical home $172K, income to buy about $51,000/yr
- Batesville — typical home $177K, income to buy about $52,000/yr
- Arkadelphia — typical home $182K, income to buy about $54,000/yr
- Fort Smith — typical home $193K, income to buy about $57,000/yr
- Paragould — typical home $195K, income to buy about $57,000/yr
- Van Buren — typical home $209K, income to buy about $62,000/yr
- Russellville — typical home $218K, income to buy about $64,000/yr
- Little Rock — typical home $220K, income to buy about $65,000/yr
- Searcy — typical home $222K, income to buy about $65,000/yr
- Jonesboro — typical home $227K, income to buy about $67,000/yr
- Harrison — typical home $235K, income to buy about $69,000/yr
- Sherwood — typical home $239K, income to buy about $70,000/yr
- Mountain Home — typical home $239K, income to buy about $70,000/yr
- Marion — typical home $240K, income to buy about $70,000/yr
- Benton — typical home $240K, income to buy about $71,000/yr
At the other end, Arkansas's priciest markets: Bentonville ($144,000/yr), Rogers ($112,000/yr), Fayetteville ($112,000/yr), Bella Vista ($105,000/yr), Lowell ($104,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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