The most affordable cities to buy a house in Arizona (2026)

Every Arizona city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Arizona property tax and insurance. Data through 2026-06.

  1. Douglas — typical home $172K, income to buy about $44,000/yr
  2. Nogales — typical home $227K, income to buy about $58,000/yr
  3. San Luis — typical home $238K, income to buy about $61,000/yr
  4. Coolidge — typical home $268K, income to buy about $69,000/yr
  5. Somerton — typical home $271K, income to buy about $70,000/yr
  6. Eloy — typical home $273K, income to buy about $70,000/yr
  7. Rio Rico — typical home $274K, income to buy about $70,000/yr
  8. Kingman — typical home $278K, income to buy about $71,000/yr
  9. Green Valley — typical home $280K, income to buy about $72,000/yr
  10. Safford — typical home $291K, income to buy about $75,000/yr
  11. Yuma — typical home $298K, income to buy about $77,000/yr
  12. Sun City — typical home $299K, income to buy about $77,000/yr
  13. Sierra Vista — typical home $303K, income to buy about $78,000/yr
  14. Bullhead City — typical home $303K, income to buy about $78,000/yr
  15. Casa Grande — typical home $319K, income to buy about $82,000/yr
  16. Tucson — typical home $326K, income to buy about $84,000/yr
  17. Florence — typical home $332K, income to buy about $85,000/yr
  18. El Mirage — typical home $342K, income to buy about $88,000/yr
  19. Maricopa — typical home $345K, income to buy about $89,000/yr
  20. Sahuarita — typical home $353K, income to buy about $91,000/yr
  21. Apache Junction — typical home $374K, income to buy about $96,000/yr
  22. Sun City West — typical home $378K, income to buy about $97,000/yr
  23. Buckeye — typical home $395K, income to buy about $102,000/yr
  24. San Tan Valley — typical home $396K, income to buy about $102,000/yr
  25. Cottonwood — typical home $398K, income to buy about $102,000/yr

At the other end, Arizona's priciest markets: Paradise Valley ($921,000/yr), Scottsdale ($221,000/yr), New River ($197,000/yr), Fountain Hills ($172,000/yr), Flagstaff ($171,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.