The most affordable cities to buy a house in Arizona (2026)

Every Arizona city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.76% (30-yr fixed), including Arizona property tax and insurance. Data through 2026-07.

  1. Douglas — typical home $174K, income to buy about $45,000/yr
  2. Nogales — typical home $222K, income to buy about $58,000/yr
  3. San Luis — typical home $238K, income to buy about $62,000/yr
  4. Coolidge — typical home $266K, income to buy about $69,000/yr
  5. Somerton — typical home $269K, income to buy about $70,000/yr
  6. Eloy — typical home $271K, income to buy about $70,000/yr
  7. Rio Rico — typical home $273K, income to buy about $71,000/yr
  8. Kingman — typical home $276K, income to buy about $72,000/yr
  9. Green Valley — typical home $279K, income to buy about $72,000/yr
  10. Safford — typical home $291K, income to buy about $76,000/yr
  11. Yuma — typical home $297K, income to buy about $77,000/yr
  12. Sun City — typical home $298K, income to buy about $77,000/yr
  13. Bullhead City — typical home $301K, income to buy about $78,000/yr
  14. Sierra Vista — typical home $302K, income to buy about $78,000/yr
  15. Casa Grande — typical home $319K, income to buy about $83,000/yr
  16. Tucson — typical home $324K, income to buy about $84,000/yr
  17. Florence — typical home $331K, income to buy about $86,000/yr
  18. El Mirage — typical home $341K, income to buy about $89,000/yr
  19. Maricopa — typical home $344K, income to buy about $89,000/yr
  20. Sahuarita — typical home $352K, income to buy about $91,000/yr
  21. Apache Junction — typical home $374K, income to buy about $97,000/yr
  22. Sun City West — typical home $377K, income to buy about $98,000/yr
  23. Cottonwood — typical home $394K, income to buy about $102,000/yr
  24. Buckeye — typical home $395K, income to buy about $102,000/yr
  25. San Tan Valley — typical home $396K, income to buy about $103,000/yr

At the other end, Arizona's priciest markets: Paradise Valley ($919,000/yr), Scottsdale ($222,000/yr), New River ($198,000/yr), Fountain Hills ($172,000/yr), Flagstaff ($172,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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