The most affordable cities to buy a house in Arizona (2026)

Every Arizona city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.24% (30-yr fixed), including Arizona property tax and insurance. Data through 2026-09.

1. Douglas — typical home $172K, income to buy about $47,000/yr
2. Nogales — typical home $216K, income to buy about $58,000/yr
3. San Luis — typical home $235K, income to buy about $64,000/yr
4. Coolidge — typical home $263K, income to buy about $71,000/yr
5. Rio Rico — typical home $266K, income to buy about $72,000/yr
6. Eloy — typical home $266K, income to buy about $72,000/yr
7. Somerton — typical home $267K, income to buy about $72,000/yr
8. Kingman — typical home $274K, income to buy about $74,000/yr
9. Green Valley — typical home $276K, income to buy about $75,000/yr
10. Safford — typical home $285K, income to buy about $77,000/yr
11. Yuma — typical home $293K, income to buy about $79,000/yr
12. Sun City — typical home $296K, income to buy about $80,000/yr
13. Bullhead City — typical home $299K, income to buy about $81,000/yr
14. Sierra Vista — typical home $300K, income to buy about $81,000/yr
15. Casa Grande — typical home $316K, income to buy about $85,000/yr
16. Tucson — typical home $319K, income to buy about $86,000/yr
17. Florence — typical home $328K, income to buy about $89,000/yr
18. El Mirage — typical home $338K, income to buy about $91,000/yr
19. Maricopa — typical home $340K, income to buy about $92,000/yr
20. Sahuarita — typical home $348K, income to buy about $94,000/yr
21. Apache Junction — typical home $370K, income to buy about $100,000/yr
22. Sun City West — typical home $375K, income to buy about $101,000/yr
23. Cottonwood — typical home $389K, income to buy about $105,000/yr
24. Buckeye — typical home $391K, income to buy about $106,000/yr
25. San Tan Valley — typical home $393K, income to buy about $106,000/yr

At the other end, Arizona's priciest markets: Paradise Valley ($972,000/yr), Scottsdale ($230,000/yr), New River ($205,000/yr), Fountain Hills ($178,000/yr), Flagstaff ($176,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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