What income do you need to buy a house in Mount Vernon, IA?

It takes about $108,000/yr to afford the typical Mount Vernon, IA home ($354K, +4.4% past year) at today's rates. Starter homes run around $236K. See if you can afford a house in Mount Vernon (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $108,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IA property tax and insurance)
• Typical home value: $354K (Zillow ZHVI, 2026-07)
• 1-year change: +4.4%
• Bottom 35% of homes: $236K
• Top 35% of homes start around: $526K
• Median household income: $113K
• Price-to-income ratio: 3.1
• Estimated payment on the typical home: $1,840/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Marion, IA — typical home $281K
• Cedar Rapids, IA — typical home $215K
• Anamosa, IA — typical home $255K
• North Liberty, IA — typical home $315K
• Hiawatha, IA — typical home $265K
• Coralville, IA — typical home $264K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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