What income do you need to buy a house in Collingswood, NJ?
It takes about $146,000/yr to afford the typical Collingswood, NJ home ($453K, +6.4% past year) at today's rates. Starter homes run around $358K. See if you can afford a house in Collingswood (2026 data) — free, no signup.
Market snapshot (2026-09)
- Income needed to buy the typical home: about $146,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, NJ property tax and insurance)
- Typical home value: $453K (Zillow ZHVI, 2026-09)
- 1-year change: +6.4%
- Bottom 35% of homes: $358K
- Top 35% of homes start around: $604K
- Typical rent: $1,610/mo
- Median household income: $90K
- Price-to-income ratio: 5.0
- Estimated payment on the typical home: $2,467/mo principal & interest (20% down, 7.24% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in New Jersey
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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