What income do you need to buy a house in Opp, AL?

It takes about $32,000/yr to afford the typical Opp, AL home ($119K, -4.8% past year) at today's rates. Starter homes run around $58K. See if you can afford a house in Opp (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $32,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, AL property tax and insurance)
• Typical home value: $119K (Zillow ZHVI, 2026-07)
• 1-year change: -4.8%
• Bottom 35% of homes: $58K
• Top 35% of homes start around: $228K
• Median household income: $41K
• Price-to-income ratio: 2.9
• Estimated payment on the typical home: $620/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Andalusia, AL — typical home $175K
• Enterprise, AL — typical home $212K
• Ozark, AL — typical home $149K
• Troy, AL — typical home $187K
• Defuniak Springs, FL — typical home $233K
• Crestview, FL — typical home $291K

The most affordable cities to buy a house in Alabama

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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