What income do you need to buy a house in Newport Beach, CA?

It takes about $955,000/yr to afford the typical Newport Beach, CA home ($3.72M, +10.8% past year) at today's rates. Starter homes run around $1.94M. See if you can afford a house in Newport Beach (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $955,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, CA property tax and insurance)
• Typical home value: $3.72M (Zillow ZHVI, 2026-07)
• 1-year change: +10.8%
• Bottom 35% of homes: $1.94M
• Top 35% of homes start around: $6.97M
• Typical rent: $4,267/mo
• Median household income: $157K
• Price-to-income ratio: 23.7
• Estimated payment on the typical home: $19,343/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Costa Mesa, CA — typical home $1.42M
• Laguna Beach, CA — typical home $3.06M
• Fountain Valley, CA — typical home $1.40M
• Irvine, CA — typical home $1.52M
• Laguna Woods, CA — typical home $471K
• Aliso Viejo, CA — typical home $1.01M

The most affordable cities to buy a house in California

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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