What income do you need to buy a house in Josephine, TX?

It takes about $90,000/yr to afford the typical Josephine, TX home ($281K, -8.2% past year) at today's rates. Starter homes run around $243K. See if you can afford a house in Josephine (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $90,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, TX property tax and insurance)
• Typical home value: $281K (Zillow ZHVI, 2026-07)
• 1-year change: -8.2%
• Bottom 35% of homes: $243K
• Top 35% of homes start around: $338K
• Median household income: $91K
• Price-to-income ratio: 3.1
• Estimated payment on the typical home: $1,462/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Royse City, TX — typical home $312K
• Lavon, TX — typical home $349K
• Fate, TX — typical home $360K
• Wylie, TX — typical home $420K
• Rockwall, TX — typical home $481K
• Greenville, TX — typical home $243K

The most affordable cities to buy a house in Texas

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

i wanna buy a house .com — type a city, see its market, find out what you can afford.