What income do you need to buy a house in South Padre Island, TX?
It takes about $149,000/yr to afford the typical South Padre Island, TX home ($450K, +5.2% past year) at today's rates. Starter homes run around $294K. See if you can afford a house in South Padre Island (2026 data) — free, no signup.
Market snapshot (2026-09)
- Income needed to buy the typical home: about $149,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, TX property tax and insurance)
- Typical home value: $450K (Zillow ZHVI, 2026-09)
- 1-year change: +5.2%
- Bottom 35% of homes: $294K
- Top 35% of homes start around: $736K
- Typical rent: $2,758/mo
- Median household income: $70K
- Price-to-income ratio: 6.4
- Estimated payment on the typical home: $2,452/mo principal & interest (20% down, 7.24% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Texas
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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