What income do you need to buy a house in Sag Harbor, NY?
It takes about $650,000/yr to afford the typical Sag Harbor, NY home ($2.28M, +4.9% past year) at today's rates. Starter homes run around $1.45M. See if you can afford a house in Sag Harbor (2026 data) — free, no signup.
Market snapshot (2026-07)
- Income needed to buy the typical home: about $650,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NY property tax and insurance)
- Typical home value: $2.28M (Zillow ZHVI, 2026-07)
- 1-year change: +4.9%
- Bottom 35% of homes: $1.45M
- Top 35% of homes start around: $4.38M
- Typical rent: $54K/mo
- Median household income: $130K
- Price-to-income ratio: 17.6
- Estimated payment on the typical home: $11,847/mo principal & interest (20% down, 6.76% 30-yr fixed)
Nearby housing markets
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Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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