What income do you need to buy a house in Pender, NE?

It takes about $73,000/yr to afford the typical Pender, NE home ($221K, +10.6% past year) at today's rates. Starter homes run around $129K. See if you can afford a house in Pender (2026 data) — free, no signup.

Market snapshot (2026-09)

• Income needed to buy the typical home: about $73,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, NE property tax and insurance)
• Typical home value: $221K (Zillow ZHVI, 2026-09)
• 1-year change: +10.6%
• Bottom 35% of homes: $129K
• Top 35% of homes start around: $443K
• Median household income: $73K
• Price-to-income ratio: 3.0
• Estimated payment on the typical home: $1,206/mo principal & interest (20% down, 7.24% 30-yr fixed)

Nearby housing markets

• Wayne, NE — typical home $242K
• Sergeant Bluff, IA — typical home $362K
• South Sioux City, NE — typical home $235K
• Sioux City, IA — typical home $201K
• Norfolk, NE — typical home $258K
• Vermillion, SD — typical home $271K

The most affordable cities to buy a house in Nebraska

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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