What income do you need to buy a house in Eldon, IA?

It takes about $35,000/yr to afford the typical Eldon, IA home ($114K, -0.9% past year) at today's rates. Starter homes run around $60K. See if you can afford a house in Eldon (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $35,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IA property tax and insurance)
• Typical home value: $114K (Zillow ZHVI, 2026-07)
• 1-year change: -0.9%
• Bottom 35% of homes: $60K
• Top 35% of homes start around: $273K
• Median household income: $48K
• Price-to-income ratio: 2.4
• Estimated payment on the typical home: $591/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Ottumwa, IA — typical home $126K
• Fairfield, IA — typical home $161K
• Oskaloosa, IA — typical home $195K
• Mount Pleasant, IA — typical home $199K
• Centerville, IA — typical home $83K
• Washington, IA — typical home $199K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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