What income do you need to buy a house in Clark Mills, NY?

It takes about $55,000/yr to afford the typical Clark Mills, NY home ($194K, +10.6% past year) at today's rates. Starter homes run around $125K. See if you can afford a house in Clark Mills (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $55,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NY property tax and insurance)
• Typical home value: $194K (Zillow ZHVI, 2026-07)
• 1-year change: +10.6%
• Bottom 35% of homes: $125K
• Median household income: $96K
• Price-to-income ratio: 2.0
• Estimated payment on the typical home: $1,007/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Utica, NY — typical home $213K
• Rome, NY — typical home $215K
• Oneida, NY — typical home $221K
• Ilion, NY — typical home $159K
• North Syracuse, NY — typical home $250K
• Syracuse, NY — typical home $226K

The most affordable cities to buy a house in New York

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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