What income do you need to buy a house in Rockton, IL?

It takes about $96,000/yr to afford the typical Rockton, IL home ($301K, +8.4% past year) at today's rates. Starter homes run around $229K. See if you can afford a house in Rockton (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $96,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IL property tax and insurance)
• Typical home value: $301K (Zillow ZHVI, 2026-07)
• 1-year change: +8.4%
• Bottom 35% of homes: $229K
• Top 35% of homes start around: $395K
• Median household income: $119K
• Price-to-income ratio: 2.5
• Estimated payment on the typical home: $1,563/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Roscoe, IL — typical home $318K
• South Beloit, IL — typical home $245K
• Beloit, WI — typical home $211K
• Machesney Park, IL — typical home $211K
• Loves Park, IL — typical home $204K
• Rockford, IL — typical home $187K

The most affordable cities to buy a house in Illinois

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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