What income do you need to buy a house in Valparaiso, NE?

It takes about $129,000/yr to afford the typical Valparaiso, NE home ($405K, +8.0% past year) at today's rates. Starter homes run around $223K. See if you can afford a house in Valparaiso (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $129,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NE property tax and insurance)
• Typical home value: $405K (Zillow ZHVI, 2026-07)
• 1-year change: +8.0%
• Bottom 35% of homes: $223K
• Top 35% of homes start around: $734K
• Median household income: $86K
• Price-to-income ratio: 4.7
• Estimated payment on the typical home: $2,105/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Seward, NE — typical home $317K
• Lincoln, NE — typical home $295K
• Schuyler, NE — typical home $233K
• Fremont, NE — typical home $260K
• Crete, NE — typical home $234K
• Gretna, NE — typical home $432K

The most affordable cities to buy a house in Nebraska

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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