What income do you need to buy a house in Rockford, IA?

It takes about $66,000/yr to afford the typical Rockford, IA home ($216K, +5.3% past year) at today's rates. Starter homes run around $96K. See if you can afford a house in Rockford (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $66,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IA property tax and insurance)
• Typical home value: $216K (Zillow ZHVI, 2026-07)
• 1-year change: +5.3%
• Bottom 35% of homes: $96K
• Top 35% of homes start around: $420K
• Median household income: $65K
• Price-to-income ratio: 3.3
• Estimated payment on the typical home: $1,125/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Charles City, IA — typical home $148K
• Mason City, IA — typical home $161K
• Clear Lake, IA — typical home $341K
• Waverly, IA — typical home $284K
• Iowa Falls, IA — typical home $137K
• Austin, MN — typical home $193K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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