What income do you need to buy a house in Carrollton, MO?

It takes about $44,000/yr to afford the typical Carrollton, MO home ($152K, +3.0% past year) at today's rates. Starter homes run around $80K. See if you can afford a house in Carrollton (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $44,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MO property tax and insurance)
• Typical home value: $152K (Zillow ZHVI, 2026-07)
• 1-year change: +3.0%
• Bottom 35% of homes: $80K
• Top 35% of homes start around: $308K
• Median household income: $50K
• Price-to-income ratio: 3.1
• Estimated payment on the typical home: $792/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Marshall, MO — typical home $190K
• Richmond, MO — typical home $237K
• Chillicothe, MO — typical home $189K
• Odessa, MO — typical home $263K
• Excelsior Springs, MO — typical home $228K
• Oak Grove, MO — typical home $299K

The most affordable cities to buy a house in Missouri

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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