What income do you need to buy a house in Lahaina, HI?
It takes about $240,000/yr to afford the typical Lahaina, HI home ($965K, -6.5% past year) at today's rates. Starter homes run around $522K. See if you can afford a house in Lahaina (2026 data) — free, no signup.
Market snapshot (2026-09)
- Income needed to buy the typical home: about $240,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, HI property tax and insurance)
- Typical home value: $965K (Zillow ZHVI, 2026-09)
- 1-year change: -6.5%
- Bottom 35% of homes: $522K
- Top 35% of homes start around: $2.18M
- Typical rent: $3,292/mo
- Median household income: $89K
- Price-to-income ratio: 10.9
- Estimated payment on the typical home: $5,262/mo principal & interest (20% down, 7.24% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Hawaii
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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