What income do you need to buy a house in Culbertson, MT?

It takes about $51,000/yr to afford the typical Culbertson, MT home ($193K, +10.5% past year) at today's rates. Starter homes run around $120K. See if you can afford a house in Culbertson (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $51,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MT property tax and insurance)
• Typical home value: $193K (Zillow ZHVI, 2026-07)
• 1-year change: +10.5%
• Bottom 35% of homes: $120K
• Top 35% of homes start around: $318K
• Median household income: $101K
• Price-to-income ratio: 1.9
• Estimated payment on the typical home: $1,003/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Sidney, MT — typical home $279K
• Williston, ND — typical home $379K
• Watford City, ND — typical home $386K
• Dickinson, ND — typical home $334K
• Miles City, MT — typical home $252K
• Belle Fourche, SD — typical home $343K

The most affordable cities to buy a house in Montana

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

i wanna buy a house .com — type a city, see its market, find out what you can afford.