What income do you need to buy a house in Bells, TX?
It takes about $116,000/yr to afford the typical Bells, TX home ($364K, -2.5% past year) at today's rates. Starter homes run around $211K. See if you can afford a house in Bells (2026 data) — free, no signup.
Market snapshot (2026-07)
- Income needed to buy the typical home: about $116,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, TX property tax and insurance)
- Typical home value: $364K (Zillow ZHVI, 2026-07)
- 1-year change: -2.5%
- Bottom 35% of homes: $211K
- Top 35% of homes start around: $666K
- Median household income: $92K
- Price-to-income ratio: 3.9
- Estimated payment on the typical home: $1,888/mo principal & interest (20% down, 6.76% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Texas
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
i wanna buy a house .com — type a city, see its market, find out what you can afford.