What income do you need to buy a house in Los Olivos, CA?

It takes about $450,000/yr to afford the typical Los Olivos, CA home ($1.75M, +2.2% past year) at today's rates. Starter homes run around $1.31M. See if you can afford a house in Los Olivos (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $450,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, CA property tax and insurance)
• Typical home value: $1.75M (Zillow ZHVI, 2026-07)
• 1-year change: +2.2%
• Bottom 35% of homes: $1.31M
• Top 35% of homes start around: $2.72M
• Median household income: $143K
• Price-to-income ratio: 12.2
• Estimated payment on the typical home: $9,107/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Solvang, CA — typical home $1.43M
• Buellton, CA — typical home $922K
• Lompoc, CA — typical home $598K
• Goleta, CA — typical home $1.36M
• Isla Vista, CA — typical home $1.51M
• Santa Maria, CA — typical home $669K

The most affordable cities to buy a house in California

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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